Paying for property
abroad.
International transfers for real estate deals. The deposit on time, the main payment into escrow, settlement with the seller — each stage under its own route.
The jurisdictions we work in most
Twelve markets where international clients buy property in 2026.
UAE — Dubai, Abu Dhabi
Dubai Marina, Palm Jumeirah, Downtown, Business Bay. Deals in AED via the developer's escrow account.
Spain
Costa del Sol, Barcelona, Madrid, the Balearics. Payment to a notary's account or escrow.
Portugal
Lisbon, the Algarve, Cascais. Deals in EUR, the Golden Visa programme.
Türkiye
Istanbul, Antalya, Bodrum. Payment in TRY or USD to the seller's account.
Cyprus
Limassol, Paphos, Ayia Napa. Deals via an escrow agent or lawyer.
United Kingdom
London prime — Mayfair, Knightsbridge, Kensington. Payment to a solicitor client account.
USA
Miami, New York, Los Angeles. Payment to a title company escrow.
Southeast Asia
Thailand (Phuket, Bangkok), Indonesia (Bali). Special rules for foreigners.
Payment structure
A typical international property deal is two or three separate transfers, each with its own route and timeline.
Reservation payment
5–10% of the price, usually €25K – €100K. Timeline — 24–72 hours after signing the offer letter.
Signing the SPA
The sale-and-purchase agreement, usually before a notary. Depends on the jurisdiction.
Interim payments
For off-plan property — payment on the construction schedule, milestone payments.
Final payment
The main amount into escrow. Size — the remaining balance plus taxes and fees.
Closing and registration
Transfer of title. Payment of registration fees, stamp duty, notary services.
Why a property deal is not an ordinary transfer
A payment for a €2M apartment in Barcelona or AED 8M in Dubai is not a "sent – received" transaction. It is an operation with deadlines, documents and a compliance review of both sides.
- The deposit deadline is fixed — missing it means losing the deal
- The escrow agent requires an exact payment reference
- Source of funds — a mandatory check in all developed markets
- The recipient's currency often differs from the sender's
- The transfer documentation is tied to the SPA, NOC, Oqood, notarial deed
- Additional costs — taxes, notary, lawyers — are separate payments
A real scenario
Villa on Palm Jumeirah
Client — a private individual from the CIS. A deal with an AED 200K reservation payment within 48 hours and an AED 8.6M main payment through the developer's escrow within 30 days. The route was two-stage: the deposit directly via a correspondent channel, the main payment through an alternative channel with an AED rate lock.
Frequently asked
Tell us about the deal
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Close the deal on time.
Describe the deal — we'll propose a route with clear timelines and terms.